This most likely posted a bit later than your other requests through the developer portal. In case other developers have the same question I'll reiterate my answers here. We do not have an endpoint with the Direct API that will allow you to query the vault token for the account details. Our only supported solution is to integrate to the Paya Exchange Virtual Desktop (PEVD) API. This is a Paya-hosted form that allows you to retrieve data securely. This is not a RESTful API like our Direct API. It is an XML-driven API. You can read up on the API here on our GitHub repository. Please contact us directly if you have any further questions.
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